About Us

Mercato Mortgage is a modern mortgage company delivering residential loans at low costs with industry-leading rates. We make home financing simple, offering some of the best rates with a fast, transparent, and fully online experience. Our tech-driven process provides a smooth, hassle-free journey to homeownership, from application to closing

Our Story

At Mercato Mortgage, we are on a mission to revolutionize the mortgage industry by overhauling every aspect of the loan process. Our founders bring extensive expertise in finance and mortgages, combined with a talented team of Silicon Valley engineers, to create a cutting-edge FinTech company. We offer superior mortgage rates at competitive costs. Our transparent approach includes personalized, real-time quotes that are often lower than those from traditional banks and other mortgage providers.
Experience a modern, hassle-free mortgage process with Mercato Mortgage

At Mercato Mortgage, we offer competitive rates and lower fees than our competitors by leveraging advanced technology and a customer-focused approach. Here’s how we achieve this:

1. Streamlined Technology: Our cutting-edge technology automates many aspects of the mortgage process, reducing inefficiencies and overhead costs. This allows us to provide lower mortgage rates, making home financing more affordable for you.

2. Direct Market Access: We maintain strong relationships with multiple lenders, enabling us to find the most competitive mortgage rates available. This means you receive lower rates and fees, ensuring you get the best deal on your home loan.

3. Transparent Pricing: We believe in transparency. Our customized, real-time mortgage quotes come without hidden fees, making it easy for you to understand your total costs compared to traditional banks and other mortgage providers.

4. Expert Team: Our team combines extensive finance and mortgage industry experience with the innovative mindset of Silicon Valley engineers. This unique blend allows us to discover cost-saving opportunities that many conventional lenders may miss.

By choosing Mercato Mortgage, you benefit from a modern, efficient, and cost-effective mortgage experience that prioritizes your financial well-being. Discover how we can help you secure the best mortgage rates today!

What Mercato Mortgage Customers Can Expect:

Dedicated Mortgage Advisors: Our diligent and attentive mortgage advisors are here to guide you through every step of the loan process, ensuring you feel supported and informed.

Competitive Rates and Low Fees: Enjoy some of the most competitive mortgage rates and fees in the industry, often lower than traditional banks and other mortgage providers.

Exceptional Service with Fast Closings: Experience superior service with a quick closing timeline, making your home buying journey efficient and stress-free.

Transparent and Efficient Processes: Our streamlined, tech-driven processes ensure clarity and transparency, providing you with real-time quotes and no hidden fees.

Unmatched Consumer Experience: From your initial conversation to the closing of your home loan, we prioritize delivering the best consumer experience possible.

At Mercato Mortgage, we take great pride in ensuring all clients have a phenomenal home-buying experience. We look forward to speaking with you soon and helping you secure the best mortgage for your needs!